Average Homeowner Insurance Rates for Rockwall, Texas

Average Annual Insurance Rate
$2375


The Cheapest Homeowner Insurance Rates for Rockwall, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $872
National Specialty Insurance $969
USAA $1438
Texas Farm Bureau $1536
American Mercury $1542
Nationwide Private Client $1632
USAA - Garison Property $1680
Republic Lloyds $1705
Texas Fair Plan $1710
AIG Insurance $1786



The Most Popular Home Insurance Providers in Rockwall, Texas

Provider Annual Insurance Rate
Liberty Insurance $4637
Nationwide $1957
State Farm $2863
Texas Farmers Insurance $2014



Does credit score affect Rockwall home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2982
average $2375
good $2070
Yes! Your credit rating can impact the price you pay for Rockwall homeowners Insurance up to $912 per year. Our analysis shows Rockwall home insurance shoppers with poor credit will pay up to 44% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 29% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Rockwall home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2068
Stucco/Hardie $1926
Brick Veneer $1879
Your home construction style may also impact the price you pay for Rockwall homeowners Insurance up to $189 per year. Rockwall home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Rockwall?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1342
10 Year(s) Old $1879
35 Year(s) Old $2156
Your home age impacts the price you pay for Rockwall homeowners Insurance up to $814 per year. Rockwall home insurance shoppers with older homes pay 61% higher rates than new homes while homeowners with homes less than 30 years old will pay 40% higher rates than new construction homes.