Average Homeowner Insurance Rates for Rusk, Texas

Average Annual Insurance Rate
$2201


The Cheapest Homeowner Insurance Rates for Rusk, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $864
Texas Farm Bureau $1075
National Specialty Insurance $1190
USAA $1232
Kemper Insurance $1432
Homesite Insurance $1453
USAA - Garison Property $1474
Hartford Insurance $1489
American Mercury $1525
United Services Auto Assn $1548



The Most Popular Home Insurance Providers in Rusk, Texas

Provider Annual Insurance Rate
Liberty Insurance $4603
Nationwide $2095
State Farm $2353
Texas Farmers Insurance $1897



Does credit score affect Rusk home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2829
average $2201
good $1887
Yes! Your credit rating can impact the price you pay for Rusk homeowners Insurance up to $942 per year. Our analysis shows Rusk home insurance shoppers with poor credit will pay up to 50% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 33% higher than people with average credit and average credit rate shoppers will pay 17% higher rates than shoppers with good credit.

Does Building Construction affect Rusk home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2055
Stucco/Hardie $1914
Brick Veneer $1827
Your home construction style may also impact the price you pay for Rusk homeowners Insurance up to $228 per year. Rusk home insurance shoppers with frame style construction pay up to 12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 5% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Rusk?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1346
10 Year(s) Old $1827
35 Year(s) Old $2115
Your home age impacts the price you pay for Rusk homeowners Insurance up to $769 per year. Rusk home insurance shoppers with older homes pay 57% higher rates than new homes while homeowners with homes less than 30 years old will pay 36% higher rates than new construction homes.