Compare San Antonio Home Insurance Rates

 
 


Average Homeowner Insurance Rates for San Antonio, Texas

Average Annual Insurance Rate
$2113


The Cheapest Homeowner Insurance Rates for San Antonio, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $830
Kemper Insurance $1005
American Mercury $1048
USAA $1156
Texas Farm Bureau $1288
National Specialty Insurance $1298
Travellers $1347
Hartford Insurance $1398
USAA - Garison Property $1434
Nationwide $1434



The Most Popular Home Insurance Providers in San Antonio, Texas

Provider Annual Insurance Rate
Liberty Insurance $3037
Nationwide $1434
State Farm $2504
Texas Farmers Insurance $1499



Does credit score affect San Antonio home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2697
average $2113
good $1815
Yes! Your credit rating can impact the price you pay for San Antonio homeowners Insurance up to $882 per year. Our analysis shows San Antonio home insurance shoppers with poor credit will pay up to 49% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 32% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect San Antonio home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2150
Stucco/Hardie $1925
Brick Veneer $1728
Your home construction style may also impact the price you pay for San Antonio homeowners Insurance up to $422 per year. San Antonio home insurance shoppers with frame style construction pay up to 24% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 11% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in San Antonio?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1343
10 Year(s) Old $1728
35 Year(s) Old $2010
Your home age impacts the price you pay for San Antonio homeowners Insurance up to $667 per year. San Antonio home insurance shoppers with older homes pay 50% higher rates than new homes while homeowners with homes less than 30 years old will pay 29% higher rates than new construction homes.