Average Homeowner Insurance Rates for San Antonio, Texas
Average Annual Insurance Rate |
$2113 |
The Cheapest Homeowner Insurance Rates for San Antonio, Texas
Provider |
Annual Insurance Rate |
Lighthouse Property Insurance |
$830 |
Kemper Insurance |
$1005 |
American Mercury |
$1048 |
USAA |
$1156 |
Texas Farm Bureau |
$1288 |
National Specialty Insurance |
$1298 |
Travellers |
$1347 |
Hartford Insurance |
$1398 |
USAA - Garison Property |
$1434 |
Nationwide |
$1434 |
The Most Popular Home Insurance Providers in San Antonio, Texas
Provider |
Annual Insurance Rate |
Liberty Insurance |
$3037 |
Nationwide |
$1434 |
State Farm |
$2504 |
Texas Farmers Insurance |
$1499 |
Does credit score affect San Antonio home insurance rates?
Credit Score |
Average Annual Insurance Rate |
bad |
$2697 |
average |
$2113 |
good |
$1815 |
Yes! Your credit rating can impact the price you pay for San Antonio homeowners Insurance up to
$882 per year. Our analysis shows San Antonio home insurance shoppers with poor credit will pay up to
49% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
32% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect San Antonio home insurance rates?
Construction Type |
Average Annual Insurance Rate |
frame |
$2150 |
Stucco/Hardie |
$1925 |
Brick Veneer |
$1728 |
Your home construction style may also impact the price you pay for San Antonio homeowners Insurance up to
$422 per year. San Antonio home insurance shoppers with frame style construction pay up to
24% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
11% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in San Antonio?
Residence Age |
Average Annual Insurance Rate |
1 Year(s) Old |
$1343 |
10 Year(s) Old |
$1728 |
35 Year(s) Old |
$2010 |
Your home age impacts the price you pay for San Antonio homeowners Insurance up to
$667 per year. San Antonio home insurance shoppers with older homes pay
50% higher rates than new homes while homeowners with homes less than 30 years old will pay
29% higher rates than new construction homes.