Average Homeowner Insurance Rates for San Antonio, Texas
| Average Annual Insurance Rate |
| $2113 |
The Cheapest Homeowner Insurance Rates for San Antonio, Texas
| Provider |
Annual Insurance Rate |
| Lighthouse Property Insurance |
$830 |
| Kemper Insurance |
$1005 |
| American Mercury |
$1048 |
| USAA |
$1156 |
| Texas Farm Bureau |
$1288 |
| National Specialty Insurance |
$1298 |
| Travellers |
$1347 |
| Hartford Insurance |
$1398 |
| USAA - Garison Property |
$1434 |
| Nationwide |
$1434 |
The Most Popular Home Insurance Providers in San Antonio, Texas
| Provider |
Annual Insurance Rate |
| Liberty Insurance |
$3037 |
| Nationwide |
$1434 |
| State Farm |
$2504 |
| Texas Farmers Insurance |
$1499 |
Does credit score affect San Antonio home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2697 |
| average |
$2113 |
| good |
$1815 |
Yes! Your credit rating can impact the price you pay for San Antonio homeowners Insurance up to
$882 per year. Our analysis shows San Antonio home insurance shoppers with poor credit will pay up to
49% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
32% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect San Antonio home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2150 |
| Stucco/Hardie |
$1925 |
| Brick Veneer |
$1728 |
Your home construction style may also impact the price you pay for San Antonio homeowners Insurance up to
$422 per year. San Antonio home insurance shoppers with frame style construction pay up to
24% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
11% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in San Antonio?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1343 |
| 10 Year(s) Old |
$1728 |
| 35 Year(s) Old |
$2010 |
Your home age impacts the price you pay for San Antonio homeowners Insurance up to
$667 per year. San Antonio home insurance shoppers with older homes pay
50% higher rates than new homes while homeowners with homes less than 30 years old will pay
29% higher rates than new construction homes.