Average Homeowner Insurance Rates for Seguin, Texas
| Average Annual Insurance Rate |
| $1613 |
The Cheapest Homeowner Insurance Rates for Seguin, Texas
| Provider |
Annual Insurance Rate |
| Lighthouse Property Insurance |
$625 |
| National Specialty Insurance |
$796 |
| USAA |
$943 |
| Kemper Insurance |
$1054 |
| American Mercury |
$1084 |
| USAA - Garison Property |
$1099 |
| Allied Property and Casualty |
$1117 |
| Nationwide |
$1148 |
| Republic Lloyds |
$1148 |
| United Services Auto Assn |
$1161 |
The Most Popular Home Insurance Providers in Seguin, Texas
| Provider |
Annual Insurance Rate |
| Liberty Insurance |
$3288 |
| Nationwide |
$1168 |
| State Farm |
$1847 |
| Texas Farmers Insurance |
$1463 |
Does credit score affect Seguin home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2046 |
| average |
$1613 |
| good |
$1395 |
Yes! Your credit rating can impact the price you pay for Seguin homeowners Insurance up to
$651 per year. Our analysis shows Seguin home insurance shoppers with poor credit will pay up to
47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
31% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Seguin home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1457 |
| Stucco/Hardie |
$1356 |
| Brick Veneer |
$1320 |
Your home construction style may also impact the price you pay for Seguin homeowners Insurance up to
$137 per year. Seguin home insurance shoppers with frame style construction pay up to
10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Seguin?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$970 |
| 10 Year(s) Old |
$1320 |
| 35 Year(s) Old |
$1325 |
Your home age impacts the price you pay for Seguin homeowners Insurance up to
$355 per year. Seguin home insurance shoppers with older homes pay
37% higher rates than new homes while homeowners with homes less than 30 years old will pay
36% higher rates than new construction homes.