Average Homeowner Insurance Rates for Seguin, Texas

Average Annual Insurance Rate
$1613


The Cheapest Homeowner Insurance Rates for Seguin, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $625
National Specialty Insurance $796
USAA $943
Kemper Insurance $1054
American Mercury $1084
USAA - Garison Property $1099
Allied Property and Casualty $1117
Nationwide $1148
Republic Lloyds $1148
United Services Auto Assn $1161



The Most Popular Home Insurance Providers in Seguin, Texas

Provider Annual Insurance Rate
Liberty Insurance $3288
Nationwide $1168
State Farm $1847
Texas Farmers Insurance $1463



Does credit score affect Seguin home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2046
average $1613
good $1395
Yes! Your credit rating can impact the price you pay for Seguin homeowners Insurance up to $651 per year. Our analysis shows Seguin home insurance shoppers with poor credit will pay up to 47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 31% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Seguin home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1457
Stucco/Hardie $1356
Brick Veneer $1320
Your home construction style may also impact the price you pay for Seguin homeowners Insurance up to $137 per year. Seguin home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Seguin?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $970
10 Year(s) Old $1320
35 Year(s) Old $1325
Your home age impacts the price you pay for Seguin homeowners Insurance up to $355 per year. Seguin home insurance shoppers with older homes pay 37% higher rates than new homes while homeowners with homes less than 30 years old will pay 36% higher rates than new construction homes.