Average Homeowner Insurance Rates for Seguin, Texas
Average Annual Insurance Rate |
$1613 |
The Cheapest Homeowner Insurance Rates for Seguin, Texas
Provider |
Annual Insurance Rate |
Lighthouse Property Insurance |
$625 |
National Specialty Insurance |
$796 |
USAA |
$943 |
Kemper Insurance |
$1054 |
American Mercury |
$1084 |
USAA - Garison Property |
$1099 |
Allied Property and Casualty |
$1117 |
Nationwide |
$1148 |
Republic Lloyds |
$1148 |
United Services Auto Assn |
$1161 |
The Most Popular Home Insurance Providers in Seguin, Texas
Provider |
Annual Insurance Rate |
Liberty Insurance |
$3288 |
Nationwide |
$1168 |
State Farm |
$1847 |
Texas Farmers Insurance |
$1463 |
Does credit score affect Seguin home insurance rates?
Credit Score |
Average Annual Insurance Rate |
bad |
$2046 |
average |
$1613 |
good |
$1395 |
Yes! Your credit rating can impact the price you pay for Seguin homeowners Insurance up to
$651 per year. Our analysis shows Seguin home insurance shoppers with poor credit will pay up to
47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
31% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Seguin home insurance rates?
Construction Type |
Average Annual Insurance Rate |
frame |
$1457 |
Stucco/Hardie |
$1356 |
Brick Veneer |
$1320 |
Your home construction style may also impact the price you pay for Seguin homeowners Insurance up to
$137 per year. Seguin home insurance shoppers with frame style construction pay up to
10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Seguin?
Residence Age |
Average Annual Insurance Rate |
1 Year(s) Old |
$970 |
10 Year(s) Old |
$1320 |
35 Year(s) Old |
$1325 |
Your home age impacts the price you pay for Seguin homeowners Insurance up to
$355 per year. Seguin home insurance shoppers with older homes pay
37% higher rates than new homes while homeowners with homes less than 30 years old will pay
36% higher rates than new construction homes.