Compare Sherman Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Sherman, Texas

Average Annual Insurance Rate
$2547


The Cheapest Homeowner Insurance Rates for Sherman, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $1027
Texas Farm Bureau $1067
National Specialty Insurance $1128
USAA $1449
USAA - Garison Property $1679
American Mercury $1740
Hartford Insurance $1752
Allied Property and Casualty $1793
United Services Auto Assn $1796
Nationwide $1798



The Most Popular Home Insurance Providers in Sherman, Texas

Provider Annual Insurance Rate
Liberty Insurance $5134
Nationwide $1798
State Farm $3962
Texas Farmers Insurance $2019



Does credit score affect Sherman home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3200
average $2547
good $2218
Yes! Your credit rating can impact the price you pay for Sherman homeowners Insurance up to $982 per year. Our analysis shows Sherman home insurance shoppers with poor credit will pay up to 44% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 29% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Sherman home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2297
Stucco/Hardie $2136
Brick Veneer $2072
Your home construction style may also impact the price you pay for Sherman homeowners Insurance up to $225 per year. Sherman home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Sherman?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1472
10 Year(s) Old $2072
35 Year(s) Old $2352
Your home age impacts the price you pay for Sherman homeowners Insurance up to $880 per year. Sherman home insurance shoppers with older homes pay 60% higher rates than new homes while homeowners with homes less than 30 years old will pay 41% higher rates than new construction homes.