Average Homeowner Insurance Rates for Victoria, Texas

Average Annual Insurance Rate
$2871


The Cheapest Homeowner Insurance Rates for Victoria, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $1127
Allstate $1335
USAA $1357
National Specialty Insurance $1391
USAA - Garison Property $1606
American Mercury $1625
United Services Auto Assn $1741
Travelers Insurance $1805
USAA $1816
Kemper Insurance $1902



The Most Popular Home Insurance Providers in Victoria, Texas

Provider Annual Insurance Rate
Liberty Insurance $6825
Nationwide $3171
State Farm $3337
Texas Farmers Insurance $2367



Does credit score affect Victoria home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3722
average $2871
good $2442
Yes! Your credit rating can impact the price you pay for Victoria homeowners Insurance up to $1280 per year. Our analysis shows Victoria home insurance shoppers with poor credit will pay up to 52% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 35% higher than people with average credit and average credit rate shoppers will pay 18% higher rates than shoppers with good credit.

Does Building Construction affect Victoria home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2836
Stucco/Hardie $2617
Brick Veneer $2507
Your home construction style may also impact the price you pay for Victoria homeowners Insurance up to $329 per year. Victoria home insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Victoria?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1757
10 Year(s) Old $2507
35 Year(s) Old $2827
Your home age impacts the price you pay for Victoria homeowners Insurance up to $1070 per year. Victoria home insurance shoppers with older homes pay 61% higher rates than new homes while homeowners with homes less than 30 years old will pay 43% higher rates than new construction homes.