Compare Wichita Falls Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Wichita Falls, Texas

Average Annual Insurance Rate
$2862


The Cheapest Homeowner Insurance Rates for Wichita Falls, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $1116
Nationwide $1630
USAA $1653
Hartford Insurance $1677
Allied Property and Casualty $1720
American Mercury $1861
USAA - Garison Property $1908
Nationwide $1961
National Specialty Insurance $1970
United Services Auto Assn $2059



The Most Popular Home Insurance Providers in Wichita Falls, Texas

Provider Annual Insurance Rate
Liberty Insurance $4222
Nationwide $1630
State Farm $3761
Texas Farmers Insurance $2822



Does credit score affect Wichita Falls home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3593
average $2862
good $2485
Yes! Your credit rating can impact the price you pay for Wichita Falls homeowners Insurance up to $1108 per year. Our analysis shows Wichita Falls home insurance shoppers with poor credit will pay up to 45% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 29% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Wichita Falls home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2643
Stucco/Hardie $2434
Brick Veneer $2363
Your home construction style may also impact the price you pay for Wichita Falls homeowners Insurance up to $280 per year. Wichita Falls home insurance shoppers with frame style construction pay up to 12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Wichita Falls?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1703
10 Year(s) Old $2363
35 Year(s) Old $2653
Your home age impacts the price you pay for Wichita Falls homeowners Insurance up to $950 per year. Wichita Falls home insurance shoppers with older homes pay 56% higher rates than new homes while homeowners with homes less than 30 years old will pay 39% higher rates than new construction homes.