Average Condo Insurance Rates for Houston, Texas

Average Annual Insurance Rate
$1184


The Cheapest Condo Insurance Rates for Houston, Texas

Provider Annual Insurance Rate
Progressive $363
Kemper Insurance $435
Texas Fair Plan $672
Nationwide $738
United Propoerty and Casualty $747
Travelers Insurance $762
Nationwide $764
American Mercury $789
Allstate $845
USAA $892



The Most Popular Condo Insurance Providers in Houston, Texas

Provider Annual Condo Insurance Rate Monthly Condo Insurance Rate
Liberty Insurance $2558 $2558
Nationwide $764 $764
State Farm $1688 $1688



Does credit score affect Houston Condo insurance rates?

Credit Score Average Annual Insurance Rate
average $1184
good $1003
bad $1530
Yes! Your credit rating can impact the price you pay for Houston Condo Insurance up to $527 per year. Our analysis shows Houston renter's insurance shoppers with poor credit will pay up to 53% higher rates than shoppers with good credit. Condo insurance shoppers eith poor credit will pay rates that are 34% higher than people with average credit and average credit rate shoppers will pay 18% higher rates than shoppers with good credit.

Does Building Construction affect Houston Condo insurance rates?

Construction Type Average Annual Insurance Rate
frame $3155
Stucco/Hardie $2889
Brick Veneer $2780
Yes the construction style may also impact the price you pay for Houston Condo Insurance up to $375 per year. Houston Condo insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while Condo with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is Condo insurance higher for older homes in Houston?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $2000
10 Year(s) Old $2780
35 Year(s) Old $3115
Your home age impacts the price you pay for Houston Condo Insurance up to $1115 per year. Houston Condo insurance shoppers with older homes pay 56% higher rates than new homes while Condo with homes less than 30 years old will pay 39% higher rates than new construction homes.