Average Homeowner Insurance Rates for Waxahachie, Texas

Average Annual Insurance Rate
$2136


The Cheapest Homeowner Insurance Rates for Waxahachie, Texas

Provider Annual Insurance Rate
National Specialty Insurance $765
Lighthouse Property Insurance $955
Texas Farm Bureau $956
American Mercury $1371
Republic Lloyds $1388
USAA $1399
Texas Fair Plan $1484
Allstate $1576
USAA - Garison Property $1646
Travelers Insurance $1685



The Most Popular Home Insurance Providers in Waxahachie, Texas

Provider Annual Insurance Rate
Liberty Insurance $4450
Nationwide $1829
State Farm $2968
Texas Farmers Insurance $1877



Does credit score affect Waxahachie home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2696
average $2136
good $1853
Yes! Your credit rating can impact the price you pay for Waxahachie homeowners Insurance up to $843 per year. Our analysis shows Waxahachie home insurance shoppers with poor credit will pay up to 45% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 30% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Waxahachie home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1852
Stucco/Hardie $1733
Brick Veneer $1685
Your home construction style may also impact the price you pay for Waxahachie homeowners Insurance up to $167 per year. Waxahachie home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Waxahachie?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1210
10 Year(s) Old $1685
35 Year(s) Old $1930
Your home age impacts the price you pay for Waxahachie homeowners Insurance up to $720 per year. Waxahachie home insurance shoppers with older homes pay 60% higher rates than new homes while homeowners with homes less than 30 years old will pay 39% higher rates than new construction homes.