Average Homeowner Insurance Rates for Waxahachie, Texas

Average Annual Insurance Rate
$2136

The Cheapest Homeowner Insurance Rates for Waxahachie, Texas

Provider	Annual Insurance Rate
National Specialty Insurance	$765
Lighthouse Property Insurance	$955
Texas Farm Bureau	$956
American Mercury	$1371
Republic Lloyds	$1388
USAA	$1399
Texas Fair Plan	$1484
Allstate	$1576
USAA - Garison Property	$1646
Travelers Insurance	$1685

The Most Popular Home Insurance Providers in Waxahachie, Texas

Provider	Annual Insurance Rate
Liberty Insurance	$4450
Nationwide	$1829
State Farm	$2968
Texas Farmers Insurance	$1877

Does credit score affect Waxahachie home insurance rates?

Credit Score	Average Annual Insurance Rate
bad	$2696
average	$2136
good	$1853

Yes! Your credit rating can impact the price you pay for Waxahachie homeowners Insurance up to $843 per year. Our analysis shows Waxahachie home insurance shoppers with poor credit will pay up to 45% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 30% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Waxahachie home insurance rates?

Construction Type	Average Annual Insurance Rate
frame	$1852
Stucco/Hardie	$1733
Brick Veneer	$1685

Your home construction style may also impact the price you pay for Waxahachie homeowners Insurance up to $167 per year. Waxahachie home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.

Is homeowners insurance higher for older homes in Waxahachie?

Residence Age	Average Annual Insurance Rate
1 Year(s) Old	$1210
10 Year(s) Old	$1685
35 Year(s) Old	$1930

Your home age impacts the price you pay for Waxahachie homeowners Insurance up to $720 per year. Waxahachie home insurance shoppers with older homes pay 60% higher rates than new homes while homeowners with homes less than 30 years old will pay 39% higher rates than new construction homes.