Average Homeowner Insurance Rates for Waxahachie, Texas
Average Annual Insurance Rate |
$2136 |
The Cheapest Homeowner Insurance Rates for Waxahachie, Texas
Provider |
Annual Insurance Rate |
National Specialty Insurance |
$765 |
Lighthouse Property Insurance |
$955 |
Texas Farm Bureau |
$956 |
American Mercury |
$1371 |
Republic Lloyds |
$1388 |
USAA |
$1399 |
Texas Fair Plan |
$1484 |
Allstate |
$1576 |
USAA - Garison Property |
$1646 |
Travelers Insurance |
$1685 |
The Most Popular Home Insurance Providers in Waxahachie, Texas
Provider |
Annual Insurance Rate |
Liberty Insurance |
$4450 |
Nationwide |
$1829 |
State Farm |
$2968 |
Texas Farmers Insurance |
$1877 |
Does credit score affect Waxahachie home insurance rates?
Credit Score |
Average Annual Insurance Rate |
bad |
$2696 |
average |
$2136 |
good |
$1853 |
Yes! Your credit rating can impact the price you pay for Waxahachie homeowners Insurance up to
$843 per year. Our analysis shows Waxahachie home insurance shoppers with poor credit will pay up to
45% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
30% higher than people with average credit and average credit rate shoppers will pay
15% higher rates than shoppers with good credit.
Does Building Construction affect Waxahachie home insurance rates?
Construction Type |
Average Annual Insurance Rate |
frame |
$1852 |
Stucco/Hardie |
$1733 |
Brick Veneer |
$1685 |
Your home construction style may also impact the price you pay for Waxahachie homeowners Insurance up to
$167 per year. Waxahachie home insurance shoppers with frame style construction pay up to
10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Waxahachie?
Residence Age |
Average Annual Insurance Rate |
1 Year(s) Old |
$1210 |
10 Year(s) Old |
$1685 |
35 Year(s) Old |
$1930 |
Your home age impacts the price you pay for Waxahachie homeowners Insurance up to
$720 per year. Waxahachie home insurance shoppers with older homes pay
60% higher rates than new homes while homeowners with homes less than 30 years old will pay
39% higher rates than new construction homes.