Encompass Insurance is a subsidiary of Allstate Insurance that specializes in providing personalized coverage for auto and home insurance. They offer a wide range of insurance products that can be customized to meet the specific needs of their customers. Encompass Insurance is available in most states and is sold exclusively through independent agents.
One of the benefits of Encompass Insurance is their commitment to providing excellent customer service. They have a team of experienced professionals who are available to answer any questions that their customers may have. They also offer an easy-to-use online platform that allows customers to view their policy information, pay premiums, request auto ID cards, and access their agent's contact information.
Encompass Insurance has received positive reviews from customers and industry experts alike. Their products are known for being affordable and customizable, making them an excellent choice for those who want to ensure that they have the right coverage for their needs. Overall, Encompass Insurance is a reliable and trustworthy insurance provider that is worth considering for those in the market for auto or home insurance.
Encompass Insurance has a long and storied history, dating back to its founding in 1897. The company has grown and evolved over the years, but its commitment to providing protection and security to its customers has remained constant.
Encompass Insurance was founded in 1897 as a personal insurance company with a simple promise: "Protection and Security." The company offered a package policy that included coverage for personal property, liability, and accident insurance.
Over the years, Encompass Insurance expanded its offerings to include a range of insurance products, including auto, home, and life insurance. The company also expanded its reach, opening offices across the country and serving customers in all 50 states.
In 1999, Encompass Insurance was acquired by Allstate Insurance Company. The acquisition allowed Encompass to expand its offerings even further, providing customers with access to a wider range of products and services.
Today, Encompass Insurance is one of the largest personal insurance companies in the United States, serving millions of customers across the country. The company is known for its commitment to customer service and its ability to provide customized insurance solutions to meet the unique needs of each customer.
Encompass Insurance has received high ratings from independent rating agencies, indicating its financial strength and stability. The company is committed to continuing its tradition of providing protection and security to its customers, and to evolving its offerings to meet the changing needs of the marketplace.
Encompass Insurance has received mixed reviews from customers and industry experts. Here is a summary of the ratings and reviews:
NerdWallet gives Encompass Insurance a rating of 4.0 out of 5.0. The review notes that Encompass offers insurance packages that combine policies for your car, home, and other assets. However, the review also points out that Encompass is not available in all states and that its rates may be higher than some competitors.
Bankrate gives Encompass Insurance a score of 3.2 out of 5.0 for its home insurance products. The review notes that Encompass offers more homeowners insurance coverage options than some competitors. However, the review also points out that Encompass may not be the best option for those looking for the cheapest rates.
ValuePenguin reports that Encompass has NAIC complaint ratios of 0.42 and 0.64 for auto insurance and homeowners insurance, respectively. This means that Encompass receives fewer complaints than expected given its size for both home and auto insurance.
MoneyGeek gives Encompass Insurance a score of 63 out of 100. The review notes that Encompass performs well on complaints and stability. However, the review also points out that Encompass has unimpressive scores for satisfaction, affordability, and discounts.
Encompass Insurance has received mixed reviews from customers. Some customers praise the company for its clear explanations of coverage, flexible billing options, and efficient claims service. However, some customers criticize the company for not rewarding loyal customers and for having rates that are higher than some competitors.
Overall, Encompass Insurance has received mixed reviews from customers and industry experts. While the company offers insurance packages that combine policies for your car, home, and other assets, its rates may be higher than some competitors. Additionally, Encompass may not be the best option for those looking for the cheapest rates.
Encompass Insurance is a subsidiary of Allstate Insurance Company, one of the largest insurance providers in the United States. As such, Encompass Insurance has a strong financial backing and a solid financial rating.
Encompass Insurance Company has been rated A+ (Superior) by the A.M. Best Company, which is a leading insurance rating agency. This rating is a testament to the financial strength and stability of Encompass Insurance Company. The A.M. Best Company evaluates the financial performance of insurance companies and assigns a rating based on their financial strength, stability, and ability to meet their financial obligations.
Encompass Insurance Company has also been rated A+ by Standard & Poor's, which is another well-respected rating agency. This rating indicates that Encompass Insurance Company has a strong financial position and is able to meet its financial obligations.
Encompass Insurance Company's financial strength rating is further supported by its financial size category of XV, which means that the company has assets of $2 billion or greater. This size category indicates that Encompass Insurance Company is a large and financially stable company.
Overall, Encompass Insurance Company has a strong financial rating, which is a testament to its financial strength and stability. This rating is important because it indicates that Encompass Insurance Company is a reliable insurance provider that is able to meet its financial obligations and provide its customers with the coverage they need.
Encompass Insurance offers a variety of insurance products, including auto, home, renters, and condo insurance. Each product is designed to provide comprehensive coverage and protection for your unique needs.
Encompass auto insurance provides coverage for damages and injuries caused by accidents, theft, vandalism, and other incidents. They offer a range of coverage options, including liability, collision, comprehensive, and personal injury protection. Encompass also offers additional coverage options, such as roadside assistance, rental car reimbursement, and custom parts and equipment coverage.
| City | Average Annual Encompass Auto Insurance Rate |
|---|---|
| Houston | $2087 |
| Edinburg | $1942 |
| Beaumont | $1940 |
| Galveston | $1807 |
| Laredo | $1710 |
| McKinney | $1683 |
| Richmond | $1595 |
| Denton | $1591 |
| Angleton | $1543 |
| Dallas | $1528 |
| Brownsville | $1519 |
| Corpus Christi | $1503 |
| Georgetown | $1463 |
| Fort Worth | $1443 |
| Conroe | $1399 |
| Lubbock | $1378 |
| San Antonio | $1344 |
| Austin | $1300 |
| Belton | $1200 |
| Waco | $1181 |
| El Paso | $1157 |
Encompass home insurance provides coverage for your home and personal property against damage or loss caused by fire, theft, vandalism, and other covered incidents. They offer three levels of protection with their EncompassOne Policy, which includes higher limits of coverage for your home, personal property, and liability. Encompass also offers additional coverage options, such as water backup, identity theft, and valuable items coverage.
| City | Average Annual Encompass Homeowner Insurance Rate |
|---|---|
| Houston | $5812 |
| Dallas | $3452 |
| Fort Worth | $3694 |
| San Antonio | $3204 |
| Austin | $1868 |
| Mckinney | $2805 |
| Edinburg | $3842 |
| El Paso | $1842 |
| Denton | $2873 |
| Richmond | $3746 |
| Conroe | $2887 |
| Georgetown | $2011 |
| Belton | $1954 |
| Lubbock | $3611 |
| Laredo | $2408 |
| Waco | $2733 |
Encompass renters insurance provides coverage for your personal property against damage or loss caused by fire, theft, vandalism, and other covered incidents. They also offer liability coverage in case someone is injured while on your rental property. Encompass renters insurance also includes additional coverage options, such as water backup, identity theft, and additional living expenses.
| City | Average Annual Encompass Renters Insurance Rate |
|---|---|
| Houston | $364 |
| Dallas | $168 |
| Fort Worth | $241 |
| San Antonio | $286 |
| Austin | $213 |
| McKinney | $128 |
| Edinburg | $239 |
| El Paso | $227 |
| Denton | $127 |
| Richmond | $274 |
| Conroe | $326 |
| Georgetown | $210 |
| Belton | $133 |
| Lubbock | $334 |
| Laredo | $232 |
| Waco | $216 |
Encompass condo insurance provides coverage for your condo and personal property against damage or loss caused by fire, theft, vandalism, and other covered incidents. They offer three levels of protection with their EncompassOne Policy, which includes higher limits of coverage for your condo, personal property, and liability. Encompass also offers additional coverage options, such as water backup, identity theft, and loss assessment coverage.
Overall, Encompass Insurance products provide comprehensive coverage and protection for your unique needs. Whether you need auto, home, renters, or condo insurance, Encompass has you covered.
| City | Average Annual Encompass Condominium Insurance Rate |
|---|---|
| Houston | $1256 |
| Dallas | $658 |
| Fort Worth | $593 |
| San Antonio | $1145 |
| Austin | $538 |
| McKinney | $496 |
| Edinburg | $950 |
| El Paso | $903 |
| Denton | $488 |
| Richmond | $883 |
| Conroe | $795 |
| Georgetown | $519 |
| Belton | $515 |
| Lubbock | $784 |
| Laredo | $584 |
| Waco | $544 |
Encompass Insurance offers a range of coverage options to protect drivers and their vehicles. Here are the main categories of coverage available:
Liability coverage is mandatory in most states and covers the cost of damage or injury you cause to others in an accident. Encompass Insurance offers liability coverage that includes bodily injury liability and property damage liability. Bodily injury liability covers the cost of medical expenses, lost wages, and other damages if you are at fault in an accident that injures someone else. Property damage liability covers the cost of damage to another person's property, such as their car, fence, or mailbox.
Collision coverage pays for damage to your own vehicle if you are in an accident, regardless of who is at fault. This coverage is optional but may be required if you have a car loan or lease. Encompass Insurance offers collision coverage that includes the cost of repairs or replacement of your vehicle up to its actual cash value.
Comprehensive coverage pays for damage to your vehicle caused by events other than an accident, such as theft, vandalism, or natural disasters. This coverage is also optional but may be required if you have a car loan or lease. Encompass Insurance offers comprehensive coverage that includes the cost of repairs or replacement of your vehicle up to its actual cash value.
Personal injury protection (PIP) is also known as no-fault coverage and covers the cost of medical expenses and lost wages for you and your passengers if you are injured in an accident, regardless of who is at fault. This coverage is mandatory in some states and optional in others. Encompass Insurance offers PIP coverage that includes the cost of medical expenses, lost wages, and other damages.
Uninsured/Underinsured motorist coverage pays for damages if you are in an accident with a driver who does not have insurance or does not have enough insurance to cover the cost of damages. This coverage is optional but may be required in some states. Encompass Insurance offers uninsured/underinsured motorist coverage that includes the cost of medical expenses, lost wages, and other damages.
Overall, Encompass Insurance offers a range of coverage options to protect drivers and their vehicles. It is important to carefully consider your needs and budget when selecting coverage options.
Encompass Insurance offers several discounts to help policyholders save money on their insurance premiums. These discounts are designed to reward safe driving, responsible homeownership, and loyalty to the company. Here are some of the most popular Encompass Insurance discounts:
Encompass Insurance offers a multi-policy discount to policyholders who have more than one type of insurance policy with the company. For example, if you have both auto and home insurance with Encompass, you may be eligible for a discount on both policies. This discount can help you save money and simplify your insurance payments.
Encompass Insurance rewards safe drivers with a discount on their auto insurance premiums. To qualify for this discount, you must have a clean driving record with no accidents or moving violations in the past three years. This discount can help you save money and encourage safe driving habits.
Encompass Insurance offers a good student discount to policyholders who have a high school or college student on their policy. To qualify for this discount, the student must have a GPA of 3.0 or higher and be under the age of 25. This discount can help parents save money on their auto insurance premiums while encouraging their children to excel in school.
Encompass Insurance offers an anti-theft discount to policyholders who have anti-theft devices installed in their vehicles. These devices can include alarms, immobilizers, and tracking systems. By reducing the risk of theft, these devices can help you save money on your auto insurance premiums.
Encompass Insurance offers a homeowner discount to policyholders who own their own homes. This discount is designed to reward responsible homeownership and can help you save money on your home insurance premiums. To qualify for this discount, you must own your home and have a qualifying Encompass Insurance policy.
Overall, Encompass Insurance offers a range of discounts to help policyholders save money on their insurance premiums. By taking advantage of these discounts, you can enjoy affordable insurance coverage and peace of mind.
Encompass Insurance is committed to providing its customers with exceptional customer service. The company offers various ways to get in touch with its customer service representatives, including phone, email, and online chat. In addition, Encompass provides its customers with online account management and a mobile app to make it easy to access their policy information and file claims.
Encompass Insurance offers 24/7 claims reporting to its customers. Customers can report a claim by phone or online through the company's website or mobile app. Encompass also offers a concierge claims service that provides customers with a dedicated claims representative who will guide them through the claims process and answer any questions they may have.
Encompass Insurance provides its customers with online account management, making it easy for them to access their policy information, pay their bills, and manage their claims. Customers can log in to their account through the company's website or mobile app to view their policy information, make changes to their policy, and file claims.
Encompass Insurance offers a mobile app that allows customers to access their policy information and file claims from their mobile devices. The app also provides customers with access to roadside assistance and a locator tool that can help them find nearby gas stations, restaurants, and other services.
Encompass Insurance's commitment to customer service is evident in the various ways it offers for customers to get in touch with its representatives, the online account management system, and the mobile app. These tools make it easy for customers to manage their policies, file claims, and get the help they need when they need it.
