| City | Average Annual Lighthouse Property Insurance Homeowner Insurance Rate |
|---|---|
| Houston | $1121 |
| Dallas | $899 |
| Fort Worth | $857 |
| San Antonio | $830 |
| Austin | $627 |
| McKinney | $812 |
| Edinburg | $663 |
| El Paso | $430 |
| Denton | $811 |
| Richmond | $1302 |
| Conroe | $905 |
| Georgetown | $525 |
| Brownsville | $1003 |
| Angleton | $2265 |
| Corpus Christi | $981 |
| Belton | $650 |
| Galveston | $1263 |
| Lubbock | $834 |
| Laredo | $476 |
| Beaumont | $1141 |
| Waco | $804 |